Seller Property Condition Disclosure Statement — Mississippi Edition Template

Most states statutorily require sellers of residential real property to deliver a written property condition disclosure to buyers — and even in "caveat emptor" states, failure to disclose known material defects can support fraud and misrepresentation claims. This comprehensive Seller Property Condition Disclosure Statement gives sellers a structured, defensible way to disclose what they actually know, and gives agents a paper trail showing the disclosure obligation was taken seriously.

The 8-page template walks the seller through every major system and condition category: structural components (foundation, roof, walls), water intrusion and drainage history, plumbing, electrical, HVAC, well and septic systems, environmental conditions (asbestos, radon, mold, underground storage tanks), pest and wood-destroying-insect history, boundary and easement issues, HOA and assessment obligations, insurance claims history, and known material defects not otherwise covered. Each item uses the Yes / No / Unknown / Not Applicable convention used in most statutory disclosure regimes, with space for narrative explanation.

State disclosure laws vary enormously — New York's Property Condition Disclosure Act (RPL Art. 14, § 462) was amended in 2024 to eliminate the old $500 credit escape hatch and now requires actual delivery of the disclosure; California's Transfer Disclosure Statement (Cal. Civ. Code § 1102 et seq.) is mandatory and has its own prescribed format; other states have their own statutory forms. The included 50-state variation notes flag where a state-prescribed form is mandatory (in which case this template serves as a supplemental disclosure or preparation worksheet) versus where a general disclosure like this one satisfies the obligation. Template only — always confirm your state's current statutory form requirements.

About this Mississippi Edition: Drafted around the Mississippi Real Estate Brokers License Law (Miss. Code Ann. § 73-35-1 et seq.) and the Mississippi Real Estate Commission's agency-disclosure rules, under which licensees deliver the MREC "Working With a Real Estate Broker" disclosure at first substantive contact and dual agency is lawful only with the informed written consent of both parties — the dual-agency form, listing agreement and buyer-representation agreement are built on that consent-and-confirmation regime, with all compensation flowing through the Responsible Broker. The seller disclosure form tracks the Property Condition Disclosure Statement required by Miss. Code Ann. § 89-1-501 et seq., and the contract forms rely on the Mississippi statute of frauds (§ 15-3-1) and the Mississippi Uniform Electronic Transactions Act (§ 75-12-1 et seq.) alongside federal E-SIGN. Because Mississippi has no general commercial broker lien statute, the commission and referral forms rely on contract remedies rather than lien rights, and Mississippi terminology (Responsible Broker, chancery court, Chancery Clerk, deeds of trust, attorney closings) is used throughout.