Seller Property Condition Disclosure Statement — New Jersey Edition Template

Most states statutorily require sellers of residential real property to deliver a written property condition disclosure to buyers — and even in "caveat emptor" states, failure to disclose known material defects can support fraud and misrepresentation claims. This comprehensive Seller Property Condition Disclosure Statement gives sellers a structured, defensible way to disclose what they actually know, and gives agents a paper trail showing the disclosure obligation was taken seriously.

The 8-page template walks the seller through every major system and condition category: structural components (foundation, roof, walls), water intrusion and drainage history, plumbing, electrical, HVAC, well and septic systems, environmental conditions (asbestos, radon, mold, underground storage tanks), pest and wood-destroying-insect history, boundary and easement issues, HOA and assessment obligations, insurance claims history, and known material defects not otherwise covered. Each item uses the Yes / No / Unknown / Not Applicable convention used in most statutory disclosure regimes, with space for narrative explanation.

State disclosure laws vary enormously — New York's Property Condition Disclosure Act (RPL Art. 14, § 462) was amended in 2024 to eliminate the old $500 credit escape hatch and now requires actual delivery of the disclosure; California's Transfer Disclosure Statement (Cal. Civ. Code § 1102 et seq.) is mandatory and has its own prescribed format; other states have their own statutory forms. The included 50-state variation notes flag where a state-prescribed form is mandatory (in which case this template serves as a supplemental disclosure or preparation worksheet) versus where a general disclosure like this one satisfies the obligation. Template only — always confirm your state's current statutory form requirements.

About this New Jersey Edition: the template and its drafting notes are adapted for New Jersey practice under the Real Estate Commission's rules — licensees must deliver the Consumer Information Statement (CIS) on real estate relationships before substantive discussions (N.J.A.C. 11:5-6.9), every listing, buyer-agency, and sales contract must include a declaration of business relationship identifying the firm's role, and disclosed dual agency requires the informed written consent of both parties. New Jersey also overlays the Law Against Discrimination (one of the broadest fair-housing statutes in the country), the New Jersey Real Estate Sales Full Disclosure Act for new/subdivision sales, and attorney-review practice for residential contracts. New Jersey-specific drafting notes accompany the template — they supplement, never replace, the mandatory CIS.